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Free Online Calculator
Compound Interest Calculator
Estimate how your money can grow through compounding, with optional recurring contributions and a clear breakdown of your future value.
Investment Details
Enter your starting balance, expected return, time period, and contribution frequency.
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8%
0%15%30%
10 years
1 year25 years50 years
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Tip: Compounding frequency controls how often interest is added to the balance. Contributions are assumed to be made at the end of each contribution period.
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Growth Summary
Estimated value at the end of your period
Future Value
₹3,07,946.77
after 10 years
₹1,00,000.00
Initial Investment
₹60,000.00
Contributions
₹1,47,946.77
Interest Earned
What Makes Up Your Future Value?
48.0% interest
Your Money
Interest
Initial Investment
₹1,00,000.00
Regular Contributions
₹60,000.00
Interest Earned
₹1,47,946.77
Growth Progress
1.54× your invested money
Invested
Future Value
40
Compounding Periods
8%
Annual Rate
Calculation
₹1,00,000 + ₹500/month at 8% for 10 years
Compound Growth
Your balance can earn returns on both the original investment and previously earned interest.
Regular Contributions
Add recurring deposits to model how consistent investing may increase your future balance.
Time Matters
Longer periods can give compounding more time to work, although actual returns are never guaranteed.
Compound Interest Guide
General information for understanding the calculator’s estimates.
Higher Rate
A higher assumed annual return increases projected growth, but investment returns can vary.
More Time
Extending the investment period may substantially increase the effect of compounding.
Consistency
Regular contributions can build a larger invested balance over time.
Growth calculated